2026 traveler benefits
2025 traveler benefits
New hire
Coverage for medical, dental, and vision is effective on the start date of the assignment. Coverage for voluntary products elected begins the first of the month following the start date.
Coverage end
Coverage for all benefits ends on the end date of the assignment. Travelers may take up to 26 days off between assignments as long as the next assignments contract was signed prior to the current contract ending. In the event coverage is terminated or there are greater than 26 days between assignments, COBRA may be elected for medical, dental, vision and EAP coverage.
Medical Highmark Blue Cross Blue Shield
$2,000 PPO
$4,000 PPO
$6,750 PPO
Deductible (single/ family)
$2,000/ $4,000
$4,000/ $8,000
$6,750/ $13,500
Coinsurance (Your cost after deductible)
20%
0%
0%
Out-of-pocket (single/ family)
$4,000/ $8,000
$5,000/ $10,000
$6,750/ $13,500
Co-pays (Office/ Specialist/ UC/ ER/ Telehealth)
$30/ $75/ $60/ $250/ $0
DED./ COINS/ $0
DED./ COINS/ $0
RX co-pays (generic/ preferred/ non-preferred/ specialty) after $250 individual/$500 family deductible
$15/ $45/ $70/ $250
$15/ $45/ $70/ $250
$15/ $45/ $70/ $250
Weekly premiums
Employee Only
$66.91
$41.40
$21.56
Employee + Spouse/ Domestic Partner
$168.17
$113.87
$78.15
Employee + Child(ren)
$135.26
$93.16
$61.98
Employee + Spouse/ Domestic Partner + Child(ren)
$245.43
$172.52
$123.95
Dental Ameritas
High plan
Low plan
Deductible (single/ family) WAIVED FOR TYPE 1
$25/ $75
$50/ $150
Type 1
100%
100%
Type 2
100%
80%
Type 3
60%
50%
Calendar Max
$1,500
$1,000
Orthodontia
Lifetime max (child & adult)
$1,500
N/A
Comprehensive Hearing Exam
$75 allowance
Hearing Aid Maximum Benefit
Year 1
$250
Year 2
$375
Year 3+
$500
Weekly premiums
Employee Only
$3.02
$2.43
Employee + Spouse/ Domestic Partner
$7.78
$6.27
Employee + Child(ren)
$9.29
$7.49
Employee + Spouse/ Domestic Partner + Child(ren)
$13.29
$10.72
Vision Ameritas
Annual Exam
$0
Lenses
$10
Contacts/ Frames
Up to $150
UV & Scratch Resistance Coating
$0
Frequencies
(Exams/ Lenses/ Frames)
12/12/12; Based on date of service
Weekly premiums
Employee Only
$0.93
Employee + Spouse/ Domestic Partner
$1.88
Employee + Child(ren)
$1.80
Employee + Spouse/ Domestic Partner + Child(ren)
$3.27
This website briefly summarizes Fusion Medical Staffing’s benefit plans. The plan documents and insurance policies contain the detailed terms of those plans and prevail in the event of any conflict.
Medical Highmark Blue Cross Blue Shield
$1,500 PPO
$3,500 high-deductible plan
Deductible (single/ family) WAIVED FOR TYPE 1
$25/ $75
Content
Type 1
100%
100%
Type 2
100%
80%
Type 3
60%
50%
Calendar Max
$1,500
$1,000
Orthodontia
Lifetime max (child & adult)
$1,500
n/a
Comprehensive Hearing Exam
$75 allowance
Hearing Aid Maximum Benefit
Year 1
$250
Year 2
$375
Year 3+
$500
Bi-weekly premiums
Employee Only
$5.64
$4.87
Employee + Spouse/ Domestic Partner
$11.62
$10.04
Employee + Child(ren)
$13.87
$11.98
Employee + Spouse/ Domestic Partner + Child(ren)
$19.86
$17.15
Vision Ameritas
Annual Exam
$0
Lenses
$10
Contacts/Frames
Up to $130
UV & Scratch Resistance Coating
$0
Frequencies
(Exams/ Lenses/ Frames)
12/12/12; Based on date of service
Bi-weekly premiums
Employee Only
$1.43
Employee + Spouse/ Domestic Partner
$2.62
Employee + Child(ren)
$2.50
Employee + Spouse/ Domestic Partner + Child(ren)
$4.55
Medical Highmark Blue Cross Blue Shield
Deductible (single/ family)
Coinsurance (Your cost after deductible)
Out-of-pocket (single/ family)
Co-pays (Office/ Specialist / UC/ ER/ Telehealth)
RX co-pays (generic/ preferred/ non-preferred/ specialty)
$1,500 PPO
$1,500/$3,000
80%
$3,500/$7,000
$30/$45/$60/$250/$0
$15/$45/$70/$250
$3,500 high-deductible plan
$3,500/$7,000
100%
$3,500/$7,000
n/a
n/a
Bi-weekly premiums
Employee Only
Employee + Spouse/ Domestic Partner
Employee + Child(ren)
Employee + Spouse/ Domestic Partner + Child(ren)
$81.11
$166.27
$141.94
$235.21
$47.09
$96.54
$82.41
$136.57
Additional benefits
Domestic Partner Coverage
Eligible for coverage under all benefits
Must complete a domestic partner affidavit
Domestic partner premiums are considered taxable income
Life/AD&D (employee-paid)
| Mutual of Omaha
$25,000 maximum coverage amount
Short-term Disability (employee-paid)
| Mutual of Omaha
60% of basic gross income, $500 maximum weekly benefit
Identity Theft Protection (employee-paid)
| Allstate
Identity and credit monitoring
24/7 remediation assistance
Up to $1 million insurance policy
401(k)
| Principal
Eligible to participate after 30 days of employment
Competitive employer match begins immediately upon election
Fusion matches 100% of the first 3% and 50% of the next 2% of employee contribution
Capella University Discount
50% off your first 12-week session tuition in the FlexPath learning format, plus a 10% tuition discount for each subsequent session
Capella Progress Rewards: scholarships ranging from $2,500 to $20,000 for a bachelor's, master's, or doctoral program, plus an additional 10% tuition discount
Employee Assistance Program (employer-paid)
| TELUS Health
24/7 confidential support
5 free clinical counseling sessions
Online well-being resources
Perks and savings discounts
Paid Time Off
Employee will earn 40 hours of PTO for every 1,560 hours they work (regular, overtime and call back hours). Once this has been earned, it will appear in the Workday paid time off bank. Until it has been fully earned, employee may not use this time off.
Accident, Critical Illness & Hospital Indemnity
| Aflac
Accident Insurance
Cash benefit paid to you for covered off-the-job accident
Critical Illness Insurance
Lump sum paid to you for the expected or unexpected expenses of a covered critical illness
No pre-existing conditions exclusion
Hospital Indemnity
Cash benefit paid to you when admitted to the hospital
Pet Insurance
Discounted rates for pet insurance plan
Covers routine visits, exams, emergencies, surgeries, prescriptions, teeth cleanings, and much more!
Does have a pre-existing condition clause
Refer a friend. Make some money!
As a travel nurse or allied health traveler, you transform lives wherever you go. Now, you can add some extra cash to your journey — up to $2,000*!
We’re always looking to grow our incredible network of talented travelers and you may know someone who wants to start their next traveling journey with Fusion. All you need to do is let us know how to get in touch with your fellow traveler and refer them to Fusion Medical Staffing.
Refer a friend. Make some money!
As a travel nurse or allied health traveler, you transform lives wherever you go. Now, you can add some extra cash to your journey — up to $2,000*!
We’re always looking to grow our incredible network of talented travelers and you may know someone who wants to start their next traveling journey with Fusion. All you need to do is let us know how to get in touch with your fellow traveler and refer them to Fusion Medical Staffing.
Refer a friend. Make some money!
As a travel nurse or allied health traveler, you transform lives wherever you go. Now, you can add some extra cash to your journey — up to $2,000*!
We’re always looking to grow our incredible network of talented travelers and you may know someone who wants to start their next traveling journey with Fusion. All you need to do is let us know how to get in touch with your fellow traveler and refer them to Fusion Medical Staffing.
Benefits FAQs
How do I login to Workday?
See link below and navigate to the “Traveler login and password help” section for more details.
How do I elect benefits?
Once you’ve completed the prerequisite tasks, the “Enroll in Benefit” task will begin. Click into this task. Then, click the “Let’s Get Started” button in Workday to start enrolling in benefits. When you reach the enrollment page, click each tile to enroll, manage or view the benefit options available. When you’re done with your elections, click the “Review and Sign” button to review your final elections and complete the electronic signature. Scroll down the page and review any messages.
Which benefits do I elect?
While we cannot tell you what to do, we can refer you to the Benefits Guide or you’re more than welcome to reach out to our team to better explain the benefit offerings.
How long do I have to elect in benefits?
You have 14 days from your date of hire. If you miss the 14-day deadline, you must wait until the next open enrollment. The only exception to this is for a qualified life event.
Didn’t make the 14-day window to elect? Here’s what to do (see Benefits Enrollment**).
You have 14 days from your date of hire. If you miss the 14-day deadline, you must wait until the next open enrollment. The only exception to this is for a qualified life event.
Email [email protected], indicate it is an emergency in the email title.
What if I only want dental/vision?
You only need to choose the coverage you need or prefer.
Can I change benefits mid-assignment?
No, not unless you have a life status change; see Travelers Benefit Guide.
How do I access my insurance cards?
Insurance cards are mailed to the permanent address that we have on file within 7-10 business days of the elections being made in Workday.
We always advise travelers to access their online accounts for access to their electronic cards, as well as plan information, EOBs, in-network provider search, etc.
- You may access your insurance card by logging in to MyHighmark.com.
- You will need to create an account.
- Once you have an account, you will be able to access and print your insurance card.
- This is the same card you would use for the pharmacy.
My pharmacy isn’t accepting my insurance/finding my member number. What do I do?
Email [email protected], indicate it is an emergency in the email title.
My benefits aren’t working, what do I do?
The benefits team can be reached at 402-315-2530 Monday through Friday, 8 A.M. to 5 P.M. CST. You can also email [email protected], indicate it is an emergency in the email title.
Do I have access to Telehealth?
Through Fusion's medical plan, you have access to Highmark's Well360 Virtual Health program. Get 24/7 care, when and where you need it, by connecting with a board-certified doctor at your fingertips when using Well360 Virtual Health. Use the Well360 Virtual Health website or download the Well360 Virtual Health App to conveniently schedule telemedicine visits for services including:
- Urgent Care
- Behavioral Health Therapy
- Psychiatry
- Dermatology
- Primary Care
I have questions about COBRA.
Can I get basic information and the process to enroll?
- Employees can email the benefits team at [email protected] and we can email the employee basic COBRA information, as well as monthly COBRA rates.
Who is our COBRA through and how do I enroll?
- Fusion’s COBRA administrator is HSA Bank. HSA Bank will mail a COBRA packet to the your home address. You can then complete a paper enrollment form or enroll online.
How long do I have to elect Cobra coverage?
- You have 60 days to elect COBRA benefits. Fusion’s COBRA administrator, HSA Bank, will send you a notice with information about enrollment deadlines.
Do I have PTO?
If so, what is my balance and where can I find it?
- You can view your PTO on your payslips towards the bottom, under “Absence Plans.”
- Recruiters also have access to view travelers' PTO balances. They can type in your name in Workday and find the information under “Absence.”
Do I have sick time?
You can view your sick pay balance on your payslips towards the bottom, under “Absence Plans.”
Recruiters also have access to view your sick pay balances. They can type in your name in Workday and find the information under “Absence.”
How do I accrue sick time/PTO?
Refer to the accrual method in the Sick Pay Policy found in Spark and Workday. In Workday, click the menu bar, select “My Employee Dashboard,” go to “My HR Data,” then “Important Links,” and find the policy under “Traveler Statutory Paid Sick Leave Policy.”:
Travelers must work 1,560 hours to receive one 40–hour block of PTO.
What are the rules for sick time in each state?
Please refer to the Sick Pay Policy found in Workday. Click the menu bar, select “My Employee Dashboard,” go to “My HR Data,” then “Important Links,” and find the policy under “Traveler Statutory Paid Sick Leave Policy.”
Do I have to be on assignment to use sick time?
Yes, you must be actively on an assignment in a statutory state to receive sick pay from your sick pay balance.
How do I start a 401(k) contribution?
Log into Principal at www.principal.com/welcome. If you’ve never logged in or can’t remember if you have yet, click "Get Started," and enter your info as it asks for it. Use your full SSN as the ID number. It will find you and take you to set up your account, or if you have one already it’ll show you where you can go to reset your login credentials. Once you’re logged in, you can set your contribution rate from the Principal website!
How do I submit a leave of absence?
I was injured at work, what do I do?
If you're injured at work, the most important step is to reach out to your Fusion recruiter right away. For immediate assistance, call the TravCARE injury hotline at 1-888-809-3361. (Services are available 24/7/365.)
Additionally, notify us of your work injury by emailing [email protected]. Prompt communication ensures we can guide you through the process and provide the necessary support. That way, you can focus on what you do best: provide top-notch traveler care.
Still have questions?
Did you search through this section and not find the answers you were looking for? Send us your questions or give us a call at 402-315-2530 and our benefits team will do all they can to help you find those answers.
The benefits team is available Monday through Friday, 8 A.M. to 5 P.M. CST.
Expect a reply within one business day.
